Robo Advisor vs. Financial Advisor

Jul 12, 2019 | Investing

“Robo Advisor vs. Financial Advisor”There has been a lot of debate, especially over the last 10 years of a bull market, about the real “value” that a real-life financial advisor brings to a client.  During this time, the massive growth of robo advisors such as...

Millionaire Status…What Does it Mean in 2019?

Jun 28, 2019 | Investing

“Millionaire Status…What Does it Mean in 2019?”Let’s be very clear, one million dollars is a LOT of money.  Whether it is 1980, 2000, or 2019 the $1 Million mark in net worth has been the hallmark of whether or not you have “arrived” in life.  But, what...

Roth IRA or Traditional IRA…Which is Best?

Jun 14, 2019 | Investing, Retirement

“Roth IRA or Traditional IRA…Which is Best?”The two main types of Individual Retirement Accounts (IRA’s) that you can invest in are a traditional IRA or a Roth IRA.  The main difference between the two accounts is how and when your money is taxed.  With a...

What is an HSA and How is it Triple Tax Free?

May 24, 2019 | Investing

“What is an HSA and How is it Triple Tax Free?”Since their inception in 2004, the interest in Health Savings Accounts (HSA’s) has surged and estimates now show roughly 25 million HSA accounts exist across the United States.  However, even with this growing...

It’s Never Too Late

May 2, 2019 | Behavioral Finance, Investing

“It’s Never Too Late”With everything that jockeys for our attention, it’s understandably easy to put financial goals and aspirations on the back burner.  After doing this for several months or even years, it’s also easy to feel defeated and that starting...