Blog
Stock Markets and Presidential Elections
Blog“Stock Markets and Presidential Elections” While our post this week might not directly assist you in your quest towards financial independence, it’s still interesting to see how finances can play into so many aspects of our world. If 2024 hasn’t already been...
529’s are no Longer Just for College
Blog529’s are no Longer Just for College 529 savings plans used to be something you saved in ONLY for future college expenses. While that still might be the majority of the reason that someone would save money into a 529 plan, it certainly doesn’t tell the...
Caring for Aging Parents
“What difficulties or learnings do you have from caring for aging parents?”
Diversification Isn’t Always Fun
“Diversification Isn’t always fun but can be so helpful in volatile markets like we’ve been experiencing lately!”
Where is Your Attention?
“So many things are vying for our attention. What is one area you hope to have better focus and attention on in 2022?”
Mortgage Rates and Offer Prices
“Increasing interest rates are expected to cool the housing market. It may be worth considering your desired monthly payment amount vs. your desired purchase price in this changing environment!”
“Consistency is Attractive”
“It is now more critical than ever to remain consistent and focused on the long-term rather than getting caught up in the crowd of voices in the media asking us to be worried about the short-term”
The RMD Surprise for Retirees
“It’s important to know how Required Minimum Distributions will impact you in Retirement. Read these tips to ensure you are prepared!”
Obtaining the CFP® Designation
With only 15% of registered representatives being Certified Financial Planners ™, it’s important to ensure the qualifications of the financial advisor you decide to engage!
Setting Sights on 2022
“It’s time to set our sights on 2022 and the year ahead! What is a financial goal you are looking to accomplish in 2022?”
‘What an Interesting Year’
“2021 was a VERY interesting year when it comes to markets. What is one way you saw fear and greed play out during this past year?”
Relax and Focus on Long-Term
“Recent market jitters can cause many people to feel like the answer is to change something about their investments. We recommend re-focusing on the long-term and remaining invested along the way. What are some long-term goals you are working towards?”
‘Your New 2022 Tax Rates & More’
BlogYour New 2022 Tax Rates & More The Internal Revenue Service recently announced their annual inflation adjustments for the tax year 2022. Higher recent inflation means that some of these numbers are up by a greater degree compared to recent years. However,...
‘The $1.2 Trillion Infrastructure Package’
Blog“The $1.2 Trillion Infrastructure Package" On Friday, November 5th Congress passed a $1.2 Trillion infrastructure package (228-206 vote) as part of president Biden’s economic agenda. This particular bill has had many back and forth changes between the...
“What to Consider before Investing in Cryptocurrency”
Blog“What to Consider before Investing in Cryptocurrency” Given the increase of recent news around Cryptocurrency in the market, I thought it was valuable to re-visit an article we published in May of this year. It’s important to keep grounded and ask yourself some...
Inflation vs. Stock Market Returns
Blog“Inflation vs. Stock Market Returns" Inflation has certainly been making news headlines over the past months as experts and economists weigh in on whether it is transitory or whether it is here to stay for some time. While all of the experts take their...
Avoiding Some Common Retirement Pitfalls
Blog“Avoiding Some Common Retirement Pitfalls" There's no such thing as one-size-fits-all retirement planning and planning the perfect retirement may be a pipe dream. For many folks, their view of what retirement will look like tends to change after the first...
‘Debt Ceilings and the Growing National Debt’
Blog“Debt Ceilings and the Growing National Debt" There have been many articles and hours of news television spent on covering the debt ceiling and growing national debt in America. This recent article and show by Peter Lazaroff does a great job outlining what...
‘Supply chain Struggles’
Blog“Supply Chain Struggles" This weeks thought, first appeared in Yahoo Finance’s morning brief. With all else being equal, economic times are hard enough as we come out of the pandemic. However, as we do this, and demand spikes back up, we are seeing...
‘5 Overlooked Facts About IRA’s’
Blog“5 Overlooked Facts About IRA’s" IRAs have been around since 1974. And yet after nearly 50 years, there’s plenty that the 47.9 million households that use IRAs to save for retirement still get wrong about these retirement accounts. A recent article on...
‘The Current State of Social Security’
Blog"The Current State of Social Security" It’s obvious, the last 12 to 18 months has been tough and we’ve seen firsthand effects of how the pandemic has impacted the economy and our everyday lives. A question that maybe some of us have started to ask is, “How...
“New Under-The-Radar Retirement Account”
Blog “New Under-The-Radar Retirement Account” For years, the term “Roth” was held just for Individual Retirement Accounts (IRA’s). However, the 401K and Roth IRA have birthed a beautiful child called the “Roth 401K” that a lot of companies are starting to...
“The Supply Crunch for Talent”
Blog “The Supply Crunch for Talent” Thankfully, the unemployment rate has been steadily decreasing since April of 2020 when it was 14.8% at its peak. As of August, 2021, the unemployment rate is now back down to 5.2% (it was as low as 3.5% before...
“Most Americans are Unprepared for Retirement”
Blog “Most Americans are Unprepared for Retirement” Perhaps this type of headline gets old, but the unfortunate reality is that it’s true! Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until their...
Van Gelder Financial
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