Blog
Why the Stock Market Isn’t a Casino
Blog “Why the Stock Market Isn’t a Casino" I’ve heard people say before that the stock market is simply organized gambling and while I understand the sentiment I would have to disagree especially when you take into account the time it takes for a bet to play...
Is Social Security Really Going Bankrupt?
Blog“Is Social Security Really Going Bankrupt?" Unless you’re living under a rock, you’ve heard some version of the statement that social security is running out of money and that we shouldn’t be counting on it for future retirement income. While there are certainly...
What if I didn’t Graduate from Morehouse College in 2019?
“What if I didn't Graduate from Morehouse College in 2019?"Unless you’ve been living under a rock these past few weeks, then you’ve seen the incredible act of generosity that Robert F. Smith extended to the Morehouse College graduating class of 2019. If you don’t...
What is an HSA and How is it Triple Tax Free?
“What is an HSA and How is it Triple Tax Free?"Since their inception in 2004, the interest in Health Savings Accounts (HSA’s) has surged and estimates now show roughly 25 million HSA accounts exist across the United States. However, even with this growing interest...
Most Americans are Unprepared for Retirement
“Most Americans are Unprepared for Retirement"Perhaps this type of headline gets old, but the unfortunate reality is that it’s true! Based on research recently completed by the CFP Board, roughly 26% of Americans delay retirement savings until their 30’s, while...
The Student Loan Debt Reality
“The Student Loan Debt Reality in America"While it might not be visibly apparent in the bull market economy of the last decade, the reality behind the scenes is that student loan debt is now the second largest outstanding debt that American households have behind...
I’m New to Atlanta and need my Finances in Order!
“I'm New to Atlanta and need my Finances in Order!"Moving to a new city is never an easy task. For one, you give up what was familiar and known about your previous home, and secondly you encounter many new challenges and obstacles (especially financial ones) as you...
What Is Private Mortgage Insurance?
“What is Private Mortgage Insurance (PMI)?" For many people, putting a 20% down payment on a new house is not an easy task. With house prices growing at incredible speed since the 2008 recession, many major cities and suburbs are becoming un-affordable for the...
Know the ROI of College Education
“Know the ROI of College Education"Student loans are an incredibly scary but real thing for millions of Americans. With the cost of college consistently increasing at a faster rate than inflation it is difficult for many people to graduate without some sort of...
Work Optional
“Work Optional"For many people “retirement” has always been their goal. They dream of completing their working career and then relaxing on vacations or doing nothing just because they can. For me, retirement means being done with mandatory labor and embracing the...
It’s Never Too Late
“It's Never Too Late"With everything that jockeys for our attention, it’s understandably easy to put financial goals and aspirations on the back burner. After doing this for several months or even years, it’s also easy to feel defeated and that starting “now” might...
Welcome
“Welcome" As the very first weekly financial thought post, I’d like to welcome you as readers, clients, friends, and potential future friends. Our goal for these weekly posts is to provide knowledge, insight, and motivation to our readers on prominent financial ideas...
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