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Increase your Financial Knowledge with Free Online Classes
BlogIncrease your Financial Knowledge with Free Online Classes The topic of finance can be daunting for many people, but in our information age we have more opportunities than ever to tap into free financial knowledge online. Whether you are looking to simply make...
Policy Shifts Expected after Trump Wins Presidency
Blog“Policy Shifts Expected after Trump Wins Presidency" The magnitude of U.S. President-elect Donald Trump’s victory last week brings the strong likelihood he will have a mandate for his economic, market and foreign policy agenda. Winning the Electoral College and...
Tips for Lowering Taxes in Retirement.
Blog"Tips for Lowering Taxes in Retirement" So many financial articles talk about the importance of saving for retirement and how much money you should have saved to retire comfortably. While that is certainly an important topic, considering how these savings will be...
Don’t Live with Election Fear
Blog“Don’t Live with Election Fear" I thought it was high time to harken back to 2020 and remind everyone that regardless of our biases and desires, living with election fear when it comes to our investing usually doesn’t end up well! I hope you enjoy reading over...
4 Money Lessons They Should Teach in High School
Blog“4 Money Lessons They Should Teach in High School" Growing up in America we are taught many valuable things in high school, but an area that has historically been ignored is personal finance. While Chemistry is almost always on the curriculum (I haven’t had to...
Leasing vs. Buying Your Next Car
Blog“Leasing vs. Buying Your Next Car” With the used and new car market being an interesting space right now, I thought this article from Eric Roberge at “Beyond Your Hammock” did a great job breaking down the age-old question of leasing vs. buying your next car. If...
Roth IRA Considerations for the High-Income Earner
BlogRoth IRA Considerations for the High-Income Earner Firstly, I’m amazed we are already in October! It seems like 2024 just started, but alas we are only 3 months away from entering a new year. As we think about how quickly time flies, it’s good to...
The Fed Cut Rates…Now What?
Blog“The Fed Cut Rates…Now What?” Please enjoy this recent article from Pramod Atluri at Capital Group The U.S. Federal Reserve has finally arrived at the rate-cut party. Officials at the central bank lowered interest rates 50 basis points to 4.75% to 5.00%, the first...
Stock Markets and Presidential Elections
Blog“Stock Markets and Presidential Elections” While our post this week might not directly assist you in your quest towards financial independence, it’s still interesting to see how finances can play into so many aspects of our world. If 2024 hasn’t already been...
529’s are no Longer Just for College
Blog529’s are no Longer Just for College 529 savings plans used to be something you saved in ONLY for future college expenses. While that still might be the majority of the reason that someone would save money into a 529 plan, it certainly doesn’t tell the...
Caring for Elderly Family Members
BlogCaring for Elderly Family Members Often referred to as a “sandwich generation” there are many adults these days that are caring for both their own children as well as aging family members. Whether you have kids of your own, or they are already grown and...
Housing for 2nd Half of the Year
BlogHousing for 2nd Half of the Year At the beginning of the year we put out a 2024 housing outlook that First Trust published. In that report it talked about how unique 2023 was for housing but also an expectation for home sales to pick up in 2024 with expected...
Thoughts on this Weeks Volatility
Blog“Thoughts on this Weeks Volatility" I’m writing this on Tuesday, August 6th so take the context into account as you read this on Friday morning but we’ve already had a busy week in the market. I find it helpful to always take a step back, breathe, and put market...
A History of the Federal Funds Rate
Blog“A History of the Federal Funds Rate" There is a lot of talk about the Federal Funds rate recently and whether or not the Federal Reserve will lower interest rates in 2024. I thought this recent article from Yahoo Finance did a good job explaining the history of...
Is the AI Fever Too Hot?
Blog“Is the AI Fever Too Hot?" I get a lot of questions about Artificial Intelligence and whether clients think we should be investing more heavily in some of these companies. While the growth has certainly been eye-catching, it’s important to not get caught up in the...
Why America is Still a Safe Bet
Blog“Why America is Still a Safe Bet" Over the past few years I regularly get asked if I think that America is in a downward spiral and whether investing in our future is still a safe bet. While I understand the question, and I don’t think you can argue that the...
Why the Stock Market Isn’t a Casino
Blog“Why the Stock Market Isn’t a Casino" I’ve heard people say before that the stock market is simply organized gambling and while I understand the sentiment I would have to disagree especially when you take into account the time it takes for a bet to play out in a...
Roger Federer vs. the Stock Market
Blog“Roger Federer vs. the Stock Market" If someone has a large amount of money to invest, it can sometimes be easier psychologically to put that money to work slowly over time. In other words, rather than investing $500,000 in one day, it can feel better to invest...
Mid-Year Stock Market Outlook
Blog“Mid-Year Stock Market Outlook" It’s hard to believe we are already at the halfway point of 2024! There are always a lot of question marks coming into a new year, however with numerous global elections already completed and a contentious US election in...
“Bearish is Easier than Bullish”
Blog“Bearish is Easier than Bullish" No matter what is happening in the markets or wider economy it seems you can always make a case for why the market is about to crash or why we are set for another bull run. 10 different advisors or economic “experts” can view the...
Why the Stock Market Isn’t a Casino
Blog “Why the Stock Market Isn’t a Casino" I’ve heard people say before that the stock market is simply organized gambling and while I understand the sentiment I would have to disagree especially when you take into account the time it takes for a bet to play...
Is Social Security Really Going Bankrupt?
Blog“Is Social Security Really Going Bankrupt?" Unless you’re living under a rock, you’ve heard some version of the statement that social security is running out of money and that we shouldn’t be counting on it for future retirement income. While there are certainly...
The Increase in Americans Retiring Overseas
Blog“The Increase in Americans Retiring Overseas” America can be an expensive place. Having personally lived overseas, it’s not to say that other areas are always cheaper, but the reality is that more and more Americans are finding retirement locations that they love...
Tax Disparity
BlogMay 3rd, 2024 “Tax Disparity” As we come into an election year, there will many different topics discussed and debated, but one that will likely come up is our country’s budget deficit (now over $33 Trillion) and how increasing taxes could help to offset this...
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